Propertiz reads Lorain County's public records every night: foreclosure cases, foreclosure sales and unpaid taxes. It ties each record to one of the county's parcels (there are about 172,000) and ranks the owners in Elyria and the rest of the county who may have a reason to sell.
- Every parcel and owner from the Lorain County Auditor's weekly data download, about 172,000 parcels
- Unpaid property taxes from the Auditor's delinquent list
- Upcoming sheriff foreclosure sales
- Equity estimates, HUD market rents and DSCR at your purchase price
Not yet included: Foreclosure filings; Code cases; Probate filings; Evictions.
Where the data comes from
| Record | Source | Read |
|---|---|---|
| Parcels and owners | Lorain County Auditor parcels (full real-estate data download) | every day |
| Foreclosure cases | County Treasurer foreclosure flags (properties in foreclosure, from the Auditor's data download) | every week |
| Foreclosure sales | Lorain County Sheriff foreclosure sales (CivilView listing) | every day |
| Unpaid property taxes | Lorain County Auditor delinquent tax list | every week |
How distress shows up in Ohio
In Ohio, foreclosure goes through the courts. The lender files a foreclosure lawsuit in the county court, the court enters a judgment, and the property is sold at a public auction run by the clerk or the sheriff. Each step is a public record, so an owner's situation shows up months before a sale, while there is still time to sell on their own terms.
Every record is matched to a single property before it counts, then each property is underwritten as a rental: estimated value, equity, HUD market rent and DSCR at your purchase price. A lead's score explains itself, signal by signal, so you can see why an owner made the list.
See this week's Elyria leads. Every county's counts, map and sample leads are open to everyone. Sign up free and pick Lorain County as your home county to see every lead there with its owner; an account starts with 14 days of Closer, no card.