How distress shows up in Indiana
In Indiana, foreclosure goes through the courts. The lender files a foreclosure lawsuit in the county court, the court enters a judgment, and the property is sold at a public auction run by the clerk or the sheriff. Each step is a public record, so an owner's situation shows up months before a sale, while there is still time to sell on their own terms.
Unpaid property taxes in Indiana are sold as tax certificates; if the owner doesn't redeem in time, the certificate holder can apply for a tax deed, which ends in the owner losing the property.
All data is public under Indiana's Access to Public Records Act (IC 5-14-3).
Contacting owners in Indiana
Contact owners respectfully. Mail first. Indiana's Do Not Call list (IC 24-4.7) has no exemption for investors, and IC 24-5-14 limits autodialed and recorded calls, so follow those and the federal TCPA before any call or text.
No leaseback or "save your home" offers to owners in foreclosure; Indiana's mortgage rescue fraud law (IC 24-5.5) covers them.